About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It%27s about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We%27re committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role
Responsibilities
Business
Source
for prospective clients (Personal, Priority and Business Banking) for
mortgage loans through alliance tie-ups such as real estate agents,
mortgage brokers, developers %26amp; lawyers.
Understand
client needs for mortgage financing, structure proposed solution and
close the sale further to credit approval.
Understand
and uncover client’s other financial needs and refer relevant retail and
wealth products
Working
alongside EB and segment team to include Mortgage offers as part of
corporates offers as part of cross-sales activities.
Processes and
Activities
Ensure
adherence to concerned policies including on call reports, appointments
with customers and pipeline management to ensure timely completion of end
to end mortgage process.
Conduct
regular scheduled visits and develop constant engagement with all
dealers, developers and mortgage brokers aligned to country engagement
model and strategy.
Risk Management
Ensure
a full understanding of the risk and control environment in area of
responsibility
Regulatory %26amp; Business conduct
Display
exemplary conduct and live by the Group’s Values and Code of Conduct.
Take
personal responsibility for embedding the highest standards of ethics,
including regulatory and business conduct, across Standard Chartered
Bank. This includes understanding and ensuring compliance with, in letter
and spirit, all applicable laws, regulations, guidelines and the Group
Code of Conduct.
Effectively
and collaboratively identify, escalate, mitigate and resolve risk,
conduct and compliance matters.
Key Stakeholders
Country
Client Acquisition, Country Relationship Business Banking and Employee
Banking teams
Other
Responsibilities
Ensure
that prospects and existing customers are clearly communicated about the
bank charges/terms and conditions.
Ensure
Customer Due Diligence requirements as prescribed by the bank are duly
adhered to. All the legal and compliance guidelines provided by the bank
are adhered to.
Data
confidentiality and secrecy norms of the bank are fully adhered to.
Ensure
that all applications (Account opening forms or loan application form)
are being cross-checked prior to submission.
Ensure
that the sales process prescribed by the bank is fully adhered to.
Ensure
full awareness of all policies related to Mis-selling etc. %26amp; comply
the same.
Maintain
complete and detailed knowledge of all the assigned products.
Maintain accurate
and up to date activity records.
Our Ideal
Candidate
Minimum
diploma in any field.
Minimum
one year of working experience in the related field is required for this
position.
Preferably
have previous experience in service, sales and prospecting in
banking/non-banking industries
Local
regulatory requirements for certification/accreditations where required
Good command of
English is required for the role
Apply now to join the Bank for those with big career ambitions.
To view information on our benefits including our flexible working please visit our . We welcome conversations on flexible working.