Business Development Executive

Business Development Executive

Standard Chartered
Malaysia
Not Specified
Not Specified

Job Description


About Standard Chartered 
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.  
To us, good performance is about much more than turning a profit.  It%27s about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good. 
We%27re committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.

 The Role
Responsibilities

Business
  • Source
    for prospective clients (Personal, Priority and Business Banking) for
    mortgage loans through alliance tie-ups such as real estate agents,
    mortgage brokers, developers %26amp; lawyers.

  • Understand
    client needs for mortgage financing, structure proposed solution and
    close the sale further to credit approval.

  • Understand
    and uncover client’s other financial needs and refer relevant retail and
    wealth products

  • Working
    alongside EB and segment team to include Mortgage offers as part of
    corporates offers as part of cross-sales activities.


  • Processes and
    Activities

  • Ensure
    adherence to concerned policies including on call reports, appointments
    with customers and pipeline management to ensure timely completion of end
    to end mortgage process.

  • Conduct
    regular scheduled visits and develop constant engagement with all
    dealers, developers and mortgage brokers aligned to country engagement
    model and strategy.


  • Risk Management
  • Ensure
    a full understanding of the risk and control environment in area of
    responsibility


  • Regulatory %26amp; Business conduct
  • Display
    exemplary conduct and live by the Group’s Values and Code of Conduct.

  • Take
    personal responsibility for embedding the highest standards of ethics,
    including regulatory and business conduct, across Standard Chartered
    Bank. This includes understanding and ensuring compliance with, in letter
    and spirit, all applicable laws, regulations, guidelines and the Group
    Code of Conduct.

  • Effectively
    and collaboratively identify, escalate, mitigate and resolve risk,
    conduct and compliance matters.


  • Key Stakeholders
  • Country
    Client Acquisition, Country Relationship Business Banking and Employee
    Banking teams


  • Other
    Responsibilities

  • Ensure
    that prospects and existing customers are clearly communicated about the
    bank charges/terms and conditions.

  • Ensure
    Customer Due Diligence requirements as prescribed by the bank are duly
    adhered to. All the legal and compliance guidelines provided by the bank
    are adhered to.

  • Data
    confidentiality and secrecy norms of the bank are fully adhered to.

  • Ensure
    that all applications (Account opening forms or loan application form)
    are being cross-checked prior to submission.

  • Ensure
    that the sales process prescribed by the bank is fully adhered to.

  • Ensure
    full awareness of all policies related to Mis-selling etc. %26amp; comply
    the same.

  • Maintain
    complete and detailed knowledge of all the assigned products.

  • Maintain accurate
    and up to date activity records.


  • Our Ideal
    Candidate

  • Minimum
    diploma in any field.

  • Minimum
    one year of working experience in the related field is required for this
    position.

  • Preferably
    have previous experience in service, sales and prospecting in
    banking/non-banking industries

  • Local
    regulatory requirements for certification/accreditations where required

  • Good command of
    English is required for the role


  • Apply now to join the Bank for those with big career ambitions. 
    To view information on our benefits including our flexible working please visit our . We welcome conversations on flexible working.

    Similar Jobs

    Career Advice to Find Better