Manager - Risk Management (Credit Risk Review)

Manager - Risk Management (Credit Risk Review)

Hong Leong Bank
Not Specified
Not Specified

Job Description

If you are looking to excel and make a difference, take a closer look at us…Functional (job responsibilities):
  • Validate via sampling the appropriateness of credit decisioning, including but not limited to ensuring that all approved limits/terms are fit for purpose and demonstrate prudent credit assessment in compliance with all applicable credit policies.
  • Perform in-depth analysis of bank’s overall credit portfolio performance to surface material credit risk vulnerabilities and mitigations and to ensure the appropriateness of credit grading and provisioning levels, in compliance with the Bank’s credit risk strategy and appetite, policies and regulatory requirements.
  • Assess the operational robustness and collections effectiveness of the portfolio in review.
  • Facilitate the ICAAP and stress testing processes by highlighting credit risk vulnerabilities that may impact the Bank’s profitability and capital levels.
  • Appraise, evaluate and prepare independent review report on credit risk policies, risk-informed pricing (such as hurdle rate review) and SOP related matters.
  • Provide assistance to SCEL/CP and Credit Portfolio Risk teams as and when required.
  • Attend to ad-hoc credit related matters, as and when required by the management or regulatory bodies.
Managerial (team/group responsibilities):
  •  Effective leadership skills in driving objectives from within the team and Risk Management division.
Organizational (organizational responsibilities):
  • Effective interpersonal skills in working with other divisions in the course of discharging his/her duties.

Hong Leong Bank Berhad ( HLB) is a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned HLB various awards for its innovative approach in reimagining customer experiences and their banking journey. HLB’s digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.
Expanding on our Digital at the Core ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our employees to drive life-long learning, achieve their career aspirations and grow talent from within HLB. HLB is the recipient of the Gold Award for Best Workplace Culture at the HR Excellence Awards 2019 for our efforts in nurturing a culture of high performance.
Thank you for considering HLB as your preferred employer and we look forward to receiving your application soon.

Hong Leong Bank (“HLB) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology.As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations. To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement.HLB’s ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.

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