Marketing Executive, Jelutong - Automotive Financial Services MY

Marketing Executive, Jelutong - Automotive Financial Services MY

1-4 years
Not Specified

Job Description

  • Meet sales target by securing new quality loans in line with management decision on the portfolio mix of products and customers
  • Maintain excellent business relationship with internal and external customers and dealers to create business leads and opportunities
  • Received loan/financing applications from dealer/customer/salesman and ensure documents received are in accordance to Auto credit underwriting guidelines requirement
  • Ensure consent for credit bureau checking is given by customer before proceeding further on the loan/financing applications compliance
  • Interview applicant (by phone/in person) and conduct KYC/CDD and ECDD for higher risk customer
  • Authentication of identification, income and vehicle documents compliance
  • Create credit application in Auto Credit System (ACS). Perform data entry (SDE & FDE) in ACS and ensure data keyed in is complete and accurate
  • Ensure Credit Application is created timely to meet targeted Turnaround Time compliance
  • Perform CTOS enquiry for (i) all non-individual applications. (ii) all individual applications that exceed AFS’s DA and (iii) other than the above as and when required
  • Keep dealers updated on a daily basis the status of cases submitted
  • Supervise and ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP agreement and other related documents
  • Serve Product Disclosure Sheet (PDS) and brief customer/s on the contents of HP agreement and witness the execution of the Agreement compliance
  • Investigate and follow up on cases that have been delayed for approval and disbursement
  • Prepare proposal for panel dealership and other facilities applied by panel dealers
  • Conduct site visits when required
  • Prepare reports for Business Manager as and when required
  • Any other duties and responsibilities as assigned by Management from time to time
  • Qualifications
  • Diploma / Higher Diploma/ Degree Qualification in Banking related discipline, Finance and Management.
  • Fresh graduate or with min 1 years of work experience in Banking or Auto Finance industry.
  • Good communication and interpersonal skills to build business relationships with dealers

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